Your Responsibilities With Hiring A Rental Car

If you’re driving a rental car and are involved in a collision with another car whose insurance is responsible for the damages? If this were a privately owned or leased vehicle, naturally, the driver “at fault” would be responsible for the damages. Using a car damage Inspection application when you take out a rental car can help you avoid some of the pitfalls that face a person on getting a rental that they crash. Because you are renting a vehicle (the rental company that legally owns these vehicles), you owe some legal responsibility to that entity. When you rent a car or a truck, you are responsible for any and all losses or damages that occur during your rental period. Remember, you’re assuming responsibility for the rental car is not conditional. You are agreeing to take responsibility for whatever condition the car is in.  The same principle holds true if someone else collides with you. Even though the accident might be technically their fault, you will still be responsible for any damages incurred, according to the rental company. The only exception to this rule is if you accept and sign a collision and loss damage waiver contract offered by the car rental company. This contract states that in exchange for a fee, the driver will not held be responsible for damages that are accidental or unpreventable.

If you currently pay for liability coverage or full coverage on your home vehicle, then sometimes, the same coverage will apply for your rental car. However, this is not always the case and this can be an expensive mistake to discover long after you take that first drive. Under a very generous policy, liability coverage follows the owner, even if he or she is driving a rental car. Needless to say, not all rental coverage policies are that generous. Some policies only agree to pay liability insurance for insured cars, not just their drivers. What commonly happens is that over-confident auto renters assume that because they have liability insurance and a credit card, they are fully covered for any rental car damage. This couldn’t be further from the truth!

Only some credit card companies completely cover car rental arrangements, while others make conditional promises, and some do not cover rentals at all. Credit card insurance is usually supplemental insurance by nature. That means that the company will reimburse you for whatever damage is not covered by another insurance policy. If you are responsible for damaging someone else’s vehicle with your rental car, then you will have to pay for those damages as well. If someone injures you because of their negligent behaviour, then their insurance company will have to pay for your medical expenses. If you live in a no-fault state, then your insurance company must pay for the expenses. In regards to property, however, the only person you answer to is the rental company, because this is the party you first made the agreement with.

The car company will not cover any damages unless you purchase additional insurance policies. If you are involved in an accident, then always call the police to file a report. This can help to determine fault and prevent you having to pay for the other negligent driver’s expenses.

Always know what coverage you have before your rent and drive. Get this information from your liability insurance coverage, your car rental agreement, and your credit card company. You do not have to buy an insurance agreement directly from the rental company. You can find independent rental insurance companies online.

Which Golf Trolley Is Right For You?

Believe it or not there are many uses for golf trolleys other than on a golf course. There are also different types of golf trolley. Most of the time golf trolleys are used on a golf course to caddy equipment, clubs and clothing for golfers but over the years golf trolleys are used within more than just golf courses.

Holiday resorts, wedding venues and security firms are all fans of using golf carts for getting around faster than walking. Ensuring you know the reason you need the golf trolley is important and it’s also crucial to know the different types of golf trolley that are available so you can make an absolutely informed decision. Knowing the functions of your golf trolley before you buy is important and your choice should really be based on how often you plan to use it. So here are the types of golf trolley there are available:

  • Electric golf trolley: Absolutely ideal and built in features where other golf trolleys don’t have these. A golfer using an electric trolley would find particular use of a GPS USB charging point and this as a feature on a golf course is such an advantage. Battery powered with lithium makes the trolley more lightweight but also a little more expensive. Finding a golf trolley that will fold away, have a power on light, and a digital colour display can be difficult but on a site like ezicaddy.com this is actually fairly easily found. EZiCaddy trolleys are manufactured in Kent and there’s no middle man to deal with when it comes to sales as they’re sold direct to consumer. A 2 year warranty with a 28 day trial is definitely something to consider when buying an electric golf trolley.
  • Push and pull golf trolleys: Some golfers prefer the push and pull method as opposed to the charge it up and go electric trolley. Foldaway push and pull trolleys are less expensive as generally they are for rent. It doesn’t have any built in features or displays like the electric kind which is sought to be more useful but no fuss.

Gold trolleys all have their uses but the electric kind comes out on top of all kinds. ezicaddy.com not only sell a range of digital trolleys, but bags, batteries and various accessories and parts for the trolley itself. There’s a back to base service with EZiCaddy for repairs and servicing required on the EZiCaddy is minimal aside from keeping batteries charged and keeping the trolley clean. It takes 12 hours for a caddy battery to charge and it should be charged between games and kept on charge. Balance is so important as if you overload the trolley is can run the battery down as it’s not designed to carry over the weight that is listed. By using EZiCaddy online, you will never have to deal with a shop selling to you as they’re the manufacturers and that’s the best place to have a direct relationship with the supplier.

Which Golf Trolley Is Right For You?

Believe it or not there are many uses for golf trolleys other than on a golf course. There are also different types of golf trolley. Most of the time golf trolleys are used on a golf course to caddy equipment, clubs and clothing for golfers but over the years golf trolleys are used within more than just golf courses.

Holiday resorts, wedding venues and security firms are all fans of using golf carts for getting around faster than walking. Ensuring you know the reason you need the golf trolley is important and it’s also crucial to know the different types of golf trolley that are available so you can make an absolutely informed decision. Knowing the functions of your golf trolley before you buy is important and your choice should really be based on how often you plan to use it. So here are the types of golf trolley there are available:

  • Electric golf trolley: Absolutely ideal and built in features where other golf trolleys don’t have these. A golfer using an electric trolley would find particular use of a GPS USB charging point and this as a feature on a golf course is such an advantage. Battery powered with lithium makes the trolley more lightweight but also a little more expensive. Finding a golf trolley that will fold away, have a power on light, and a digital colour display can be difficult but on a site like http://www.ezicaddy.com this is actually fairly easily found. EZiCaddy trolleys are manufactured in Kent and there’s no middle man to deal with when it comes to sales as they’re sold direct to consumer. A 2 year warranty with a 28 day trial is definitely something to consider when buying an electric golf trolley.
  • Push and pull golf trolleys: Some golfers prefer the push and pull method as opposed to the charge it up and go electric trolley. Foldaway push and pull trolleys are less expensive as generally they are for rent. It doesn’t have any built in features or displays like the electric kind which is sought to be more useful but no fuss.

Gold trolleys all have their uses but the electric kind comes out on top of all kinds. http://www.ezicaddy.com not only sell a range of digital trolleys, but bags, batteries and various accessories and parts for the trolley itself. There’s a back to base service with EZiCaddy for repairs and servicing required on the EZiCaddy is minimal aside from keeping batteries charged and keeping the trolley clean. It takes 12 hours for a caddy battery to charge and it should be charged between games and kept on charge. Balance is so important as if you overload the trolley is can run the battery down as it’s not designed to carry over the weight that is listed. By using EZiCaddy online, you will never have to deal with a shop selling to you as they’re the manufacturers and that’s the best place to have a direct relationship with the supplier.

Questions to Always Ask When Buying a Boat

There are a lot of boxes in life that people like to tick off. If you can box up your life prettily into categories there is rather a sense of achievement. You have the usual ones: marriage, children, home, car, job etc. But there are also the more luxurious boxes to tick such as buying a boat or going on a cruise. After buying a house and car buying a boat is likely to be the single biggest purchase you are likely to make. To avoid any very expensive mistakes, make sure you are very well prepared and ask questions that can help you to get the best deal possible on boats for sale Southampton.

If you are a first time boat buyer, ask yourself what you are really going to be using the boat for. It’s so easy to get tangled in the excitement of buying a boat and exuding wealth to your friends and family it can be forgotten why you wanted one in the first place. Even for those who have previously owned a boat it’s possible to lose sight of what you are going to be using the boat for. Ask yourself whether you will be a weekend sailor who just wants to learn something and take some time to consider how you will be using your boat. Is this boat just going to be for you or is it going to be used by all the family? It does seem like such an obvious question to ask yourself and you’d be surprised how many people go into the boat buying process without a clear understanding of how they will spend their time on their new purchase.

Ask yourself if you can really afford not to use a marine surveyor. We can even answer this one for you. No. Unless you are making a really small purchase or buying a project boat then quite simply, the answer is a no. Spending the money using the services of a qualified surveyor at the very least gives you great peace of mind and in the most extreme case can actually end up saving your life. Well, your life savings at the very least! The inspection of any boat you want to buy should happen and should be detailed before you set foot on it in the water. You wouldn’t drive a car without checking the service and user history first and this is similar to that.

Hopefully you have employed a great surveyor but if you have there’s no harm in asking the question of why the boat is being sold in the first place. It can reveal a lot about the boat you hope to buy and if the seller is evasive about their why, or are practised in their answers, be wary about this. It’s useful to know the position the seller is in. if they have to sell before they buy a new boat then that piece of information can be so helpful in negotiating a better deal. Asking the seller how the boat has previously been used can also be very revealing and it can also open the conversation as to how the boat has been stored, whether it has been involved in any accidents and whether it has spent much time in the water. The owner of your new boat should be happy to answer any of your questions and help you understand whether you are getting a good deal on your boat

Brilliant Teambuilding Ideas.

Sometimes it can take more than a few pints of beer at the end of a very busy Friday to wind down with work colleagues. Sometimes even though we all hate to do it, socialising with colleagues is imperative when it comes to maintaining business relationships. So we’ve put together a list of corporate weekender ideas for team building, general fun and friendship building. Sometimes it just does take a weekend to get rid of the cobwebs and unwind!

  • Wine tasting experiences. Booze and bonding, what more could a company want?! No, really, a wine tasting weekend is just perfect to be able to unwind and enjoy yourselves together. It doesn’t have to be about building business, but instead building a friendship together to strengthen a team bond. Not to mention among all those vintages, you’ll learn a lot and enjoy fantastic wines.
  • Cocktail making classes. I promise, not all the events will be alcohol sponsored, but cocktail making is fun, tasty and really helps teams to bond. The baristas get into the classes and make it all inclusive fun and you get to learn something about the different vodkas Russia has to offer.
  • Wipe out. Everyone who is anyone has seen It’s a WipeOut. You know, the big blow up obstacle course, lots of mud and lots of fun. Working in a team, getting hot and racing around an inflatable course with the risk of landing in the water or mud is one of the most fantastic ways to build excellent relationships. You’re either going to laugh your socks of when someone you’re not fond of falls on their face, or you’ll learn to help them up and keep them going. You’ll be able to make new friends or reaffirm old friendships.
  • The Races. A swanky day out full of betting, drinking and general merriment and a mass way to enhance communication skills with your team. Dress up and enjoy your day with your colleagues knowing you’ll be able to learn to manage a budget and learn to delegate in an informal environment.
  • Golf weekend. Booking a golf break with your team so you can all learn (or hone) a new skill together is always a great plan. Golf tournaments have exploded in popularity in recent years. Choosing an excellent venue, even nicer clubs and buzzing around on an electric golf caddys for sale especially when winning can feel luxurious. Enjoying a delicious dinner afterward and discussing the games you’ve just played is a way to talk away from work and build relationships away from the office.

There are many ways you can join together as a team and golf is always a favourite. You don’t even have to know how to play you just have to do your best to hit that ball off the tee; admittedly an absolute feat for some but still the fun comes in trying. For corporate weekenders, having fun is the main attraction.

 

How to Finance Your New Car

The options between buying outright or buying on finance are also weighed out by the considerations for insurance and running costs. After a house, a car is the most expensive and important purchase you would buy. Due to this, it’s very important to make sure you get yourself the best deal on your car finance options. It’s never a simple decision, buying a car. There are a lot of factors involved from what model to get, what make, what engine size, what transmission and whether you want it to be red, blue or polka dot pink.

There are a lot of decisions involved but possibly the biggest decision you can make when it comes to your new car is how you plan to pay for it. In periods where interest rates are very low, it’s likely that any savings amounts you have in the bank won’t be earning you all that much interest. If you have enough savings to cover the costs of a new car, you shouldn’t wait to use them if you’re not earning interest anyway. When you buy used Honda cars, you will always have the option to pay outright or pay in finance and this is across the board for all car purchases. Sometimes savings aren’t a possibility to dip into for the full amount for a car, but using some savings for a sizeable deposit is a smart idea as you can finance the rest for a relatively small amount of money. Another option for financing your new or used car is a personal loan. Obviously you need to think about this one as any money you borrow will go on your credit file and will affect further borrowing in the future if you do not keep up the payments on the loan.

Make sure this isn’t secured against your home though, as if you for whatever reason run into financial difficulty you could lose your home. Not worth it over a car. You could choose to go for a HP agreement, which is a hire purchase agreement. It’s a form of buying a car on finance and is paid in monthly instalments, where payments are spread for up to a period of five years. Usually a 10% deposit is required for hire purchase agreements and this is where savings can come into play if you have them! If not, gather a 10% deposit before you go to the show room and you can be ready and waiting for buying your car. One of the only cons of a hire purchase agreement is technically you do not own the car until you have made the final payment. If you don’t keep up with the repayments, you could also lose the car and all the money you’ve paid towards it.

Ultimately, buying a car is a very personal purchase and so is the method you choose to finance it. Obviously the best thing to do is buy outright where you can, but if you can’t, there’s lots of options out there!

How To Be Safe On A Road Trip

Driving to your destination can be far more relaxing than the stress of sharing a coach or train with others. If you’re considering taking a holiday where you drive to your destination, or maybe you have just booked one, we know how excited you must feel!

The prospect of not relying on public transport or a coach, is just an exciting one but you’re probably wondering just what you’ve set yourself up for! What will it be like to be on the road? Will I enjoy it? These questions are probably running around your head but never fear: we’ve put together a guide for your peace of mind with our best tips for you as someone driving to your destination for your holiday. There’s every chance you have your own car but if you don’t, considering car rental Plymouth MA is the first step on your driving holiday.

Renting a car can make life a lot easier, especially as you can make your own route, use your own sat nav and your boot is full of your own things. You won’t have to share that precious boot space like you would on a coach. If you’re travelling in a car with children for a long drive, you can make sure that you’re kitted out correctly with water, snacks, entertainment and an emergency kit in the back with back up clothes, nappies and baby care and a first aid kit. There plenty of places out there that can give you the correct maps and the correct way to get to your destination but having a sat nav will help and it’ll be a backup in case anything goes wrong.

Being able to be in your own car means you can stop whenever you like for a break, you can drive as much or as little as you need and you can be comfortable. Sometimes it can be easier to go for van rental Plymouth MA especially if you have a larger number of people on the journey with you. If you are moving a fair amount of luggage, you can guarantee you will have more space in a van than in a car. Most car companies don’t allow people to eat in a rental car especially if you are eating a food that is messy! If you do want a snack and you can eat, then choosing to eat something less likely to spill are the best things to do.

You must remember to love the experience! You’re about to explore more than one destination and visit different places with your family. You get to take your time and enjoy a journey around the country just road tripping to your destination and not dealing with the public on trains that are constantly delayed. It’s exciting to travel around and if you are travelling with children be aware of their surroundings and how to keep them comfortable. Stay considerate of your other passengers on board and ultimately, enjoy yourself!

The Best Way to Finance Buying A Car

It’s never a simple decision, buying a car. There are a lot of factors involved from what model to get, what make, what engine size, what transmission and whether you want it to be red, blue or polka dot pink. There are a lot of decisions involved but possibly the biggest decision you can make when it comes to your new car is how you plan to pay for it. The options between buying outright or buying on finance are also weighed out by the considerations for insurance and running costs. After a house, a car is the most expensive and important purchase you would buy. Due to this, it’s very important to make sure you get yourself the best deal on your car finance options.

In periods where interest rates are very low, it’s likely that any savings amounts you have in the bank won’t be earning you all that much interest. If you have enough savings to cover the costs of a new car, you shouldn’t wait to use them if you’re not earning interest anyway. When you buy from used Honda car dealers, you will always have the option to pay outright or pay in finance and this is across the board for all car purchases.

Sometimes savings aren’t a possibility to dip into for the full amount for a car, but using some savings for a sizeable deposit is a smart idea as you can finance the rest for a relatively small amount of money. Another option for financing your new or used car is a personal loan. Obviously you need to think about this one as any money you borrow will go on your credit file and will affect further borrowing in the future if you do not keep up the payments on the loan. Make sure this isn’t secured against your home though, as if you for whatever reason run into financial difficulty you could lose your home. Not worth it over a car.

oldtimer-146524_640

You could choose to go for a HP agreement, which is a hire purchase agreement. It’s a form of buying a car on finance and is paid in monthly instalments, where payments are spread for up to a period of five years. Usually a 10% deposit is required for hire purchase agreements and this is where savings can come into play if you have them! If not, gather a 10% deposit before you go to the show room and you can be ready and waiting for buying your car. One of the only cons of a hire purchase agreement is technically you do not own the car until you have made the final payment. If you don’t keep up with the repayments, you could also lose the car and all the money you’ve paid towards it.

Ultimately, buying a car is a very personal purchase and so is the method you choose to finance it. Obviously the best thing to do is buy outright where you can, but if you can’t, there’s lots of options out there!

Dealing With Heavy Weather At Sea

Some of the most challenging conditions you may encounter while handling a boat are the adverse conditions of heavy weather. The size of your boat does not have much to do with its seaworthiness. How it will handle adverse weather conditions is more or less built in during the design and construction. You should never use your boat for anything other than what it was designed: for example, trying to use a sailing boat as a speed boat will never have a good outcome! Don’t venture into waters or weather conditions which are beyond your boat’s capabilities.

3592009281_6c782572e2_z

When swells come up directly behind you, running before them can become difficult. Your boat’s stern can be swept up and pushed to one side or another. You want to make sure that you can keep the stern perpendicular to oncoming seas. Another concern is sliding down the wave at a speed that buries the bow and with the stern still being pushed up the possibility of pitch poling exists. You might also want to try tacking before the seas again taking the swells. Companies such as http://www.brownellsystems.com are used to handling heavy vessels and will advise you on the right conditions your boats can handle. If your course dictates that you are running in the direction of the trough of waves – parallel to them – you must take extra caution. As your boat bounces up and down from trough to trough it may roll excessively and possibly dangerously. In this conditions in a powerboat, it is best to change course and make a series of tacks, taking the wind and waves at an angle. This zig-zag type of course should leave your boat in the tough for only long enough to turn. You want to minimise the time that you are in the trough and broad side to the swell to prevent broaching.

Companies like http://www.brownellsystems.com regularly haul boats and sometimes come up against these conditions. If conditions become so violent that you and your boat are taking too much punishment, you might consider heaving to. This manoeuver, which can vary by type of boat, is designed to keep the bow into or slightly off the wind and wave action. In a power boat, forget your intended destination and bring the bow around into the wind and waves using just enough power to make bare steerage way while also being concerned about conserving fuel. Ensuring that you follow the rules of the sea and are careful with heavy adverse weather conditions is really the only way you can ensure that you don’t falter when you encounter a hard storm. Whether you do your boating on an inland lake or the open seas, sooner or later you’re going to end up in rough seas.

Even if you take pains to avoid it the situation is sure to occur. Sometimes storms blow up unexpectedly, sometimes mechanical issues delay your return to the dock and sometimes the weatherman turns out to be wrong, it happens.

Save

Holiday Horrors: Motorway Meltdowns Explained!

Many people head off on holiday day trips and bank holiday getaways throughout the year with excitement bubbling in their tummies and boots packed full of picnic supplies and buckets and spades. There really is nothing like a day trip to an English seaside for hot fish and chips and fighting off hungry, vinegar crazed seagulls. Taking the car on one of these trips can be far more liberating than booking a train to do so as you are not limited to train times and where you want to go. Of course, most holidays go off without much bother but what do you do if things don’t go to the plan you set out? What do you do if you have a breakdown in the middle of the bank holiday traffic? What do you do if you pick up a puncture from a random stray nail?

6115560797_532480cab4_zIt does go without saying that if you have existing engine issues, tyre issues and you need transmission repair in Arlington TX you shouldn’t be taking a road trip in the first place. However, in those times of total need as long as you haven’t got any obvious car issues and you note down the numbers of excellent car repair services you should be well prepared. It goes without saying that being stranded in motorway traffic on either a very hot summers day or snow storm flurries it can somewhat spoil your day. Worse? If the breakdown happens with kids in the car – absolutely not ideal. The strain and difficulty of the situation can be eased considerably if you are clear in your head about what to do next. If something does go wrong, don’t be too eager to pump the brakes if it isn’t necessary. If you’re in a situation that your engine has stopped you need to keep your momentum up until you are safely on the side of the road and preferably in the hard shoulder area.

If you break down on one of the new-fangled ‘smart motorways’, on which traffic is allowed to use the hard shoulder as a lane, try to use a lay-by if you can get to one or failing that, stop as far to the left of the road as you can. Motorways are under constant monitoring so emergency services will see that your car has stopped and help you by closing the slow lane so you’re not hit. Yes, it causes back up for the rest of the drivers on the road. No, it’s not your fault. You cannot control whether the car breaks down you can only control how you handle it and if you move in an efficient manner then you can ensure the least amount of disruption to traffic around you.

If you have one, stick on a reflective vest and put on the hazard lights of the car. This way, other drivers will see you especially if it’s dark outside. You need to be as safe as you can and you should always keep a bag or holdall of supplies for an emergency in the boot of the car. This can include reflective wear, snacks, bottled water, a fleece, torch and cones. You can never be over prepared and this way your holiday meltdown can be fixed smoothly.