Questions to Always Ask When Buying a Boat

There are a lot of boxes in life that people like to tick off. If you can box up your life prettily into categories there is rather a sense of achievement. You have the usual ones: marriage, children, home, car, job etc. But there are also the more luxurious boxes to tick such as buying a boat or going on a cruise. After buying a house and car buying a boat is likely to be the single biggest purchase you are likely to make. To avoid any very expensive mistakes, make sure you are very well prepared and ask questions that can help you to get the best deal possible on boats for sale Southampton.

If you are a first time boat buyer, ask yourself what you are really going to be using the boat for. It’s so easy to get tangled in the excitement of buying a boat and exuding wealth to your friends and family it can be forgotten why you wanted one in the first place. Even for those who have previously owned a boat it’s possible to lose sight of what you are going to be using the boat for. Ask yourself whether you will be a weekend sailor who just wants to learn something and take some time to consider how you will be using your boat. Is this boat just going to be for you or is it going to be used by all the family? It does seem like such an obvious question to ask yourself and you’d be surprised how many people go into the boat buying process without a clear understanding of how they will spend their time on their new purchase.

Ask yourself if you can really afford not to use a marine surveyor. We can even answer this one for you. No. Unless you are making a really small purchase or buying a project boat then quite simply, the answer is a no. Spending the money using the services of a qualified surveyor at the very least gives you great peace of mind and in the most extreme case can actually end up saving your life. Well, your life savings at the very least! The inspection of any boat you want to buy should happen and should be detailed before you set foot on it in the water. You wouldn’t drive a car without checking the service and user history first and this is similar to that.

Hopefully you have employed a great surveyor but if you have there’s no harm in asking the question of why the boat is being sold in the first place. It can reveal a lot about the boat you hope to buy and if the seller is evasive about their why, or are practised in their answers, be wary about this. It’s useful to know the position the seller is in. if they have to sell before they buy a new boat then that piece of information can be so helpful in negotiating a better deal. Asking the seller how the boat has previously been used can also be very revealing and it can also open the conversation as to how the boat has been stored, whether it has been involved in any accidents and whether it has spent much time in the water. The owner of your new boat should be happy to answer any of your questions and help you understand whether you are getting a good deal on your boat

Brilliant Teambuilding Ideas.

Sometimes it can take more than a few pints of beer at the end of a very busy Friday to wind down with work colleagues. Sometimes even though we all hate to do it, socialising with colleagues is imperative when it comes to maintaining business relationships. So we’ve put together a list of corporate weekender ideas for team building, general fun and friendship building. Sometimes it just does take a weekend to get rid of the cobwebs and unwind!

  • Wine tasting experiences. Booze and bonding, what more could a company want?! No, really, a wine tasting weekend is just perfect to be able to unwind and enjoy yourselves together. It doesn’t have to be about building business, but instead building a friendship together to strengthen a team bond. Not to mention among all those vintages, you’ll learn a lot and enjoy fantastic wines.
  • Cocktail making classes. I promise, not all the events will be alcohol sponsored, but cocktail making is fun, tasty and really helps teams to bond. The baristas get into the classes and make it all inclusive fun and you get to learn something about the different vodkas Russia has to offer.
  • Wipe out. Everyone who is anyone has seen It’s a WipeOut. You know, the big blow up obstacle course, lots of mud and lots of fun. Working in a team, getting hot and racing around an inflatable course with the risk of landing in the water or mud is one of the most fantastic ways to build excellent relationships. You’re either going to laugh your socks of when someone you’re not fond of falls on their face, or you’ll learn to help them up and keep them going. You’ll be able to make new friends or reaffirm old friendships.
  • The Races. A swanky day out full of betting, drinking and general merriment and a mass way to enhance communication skills with your team. Dress up and enjoy your day with your colleagues knowing you’ll be able to learn to manage a budget and learn to delegate in an informal environment.
  • Golf weekend. Booking a golf break with your team so you can all learn (or hone) a new skill together is always a great plan. Golf tournaments have exploded in popularity in recent years. Choosing an excellent venue, even nicer clubs and buzzing around on an electric golf caddys for sale especially when winning can feel luxurious. Enjoying a delicious dinner afterward and discussing the games you’ve just played is a way to talk away from work and build relationships away from the office.

There are many ways you can join together as a team and golf is always a favourite. You don’t even have to know how to play you just have to do your best to hit that ball off the tee; admittedly an absolute feat for some but still the fun comes in trying. For corporate weekenders, having fun is the main attraction.

 

How to Finance Your New Car

The options between buying outright or buying on finance are also weighed out by the considerations for insurance and running costs. After a house, a car is the most expensive and important purchase you would buy. Due to this, it’s very important to make sure you get yourself the best deal on your car finance options. It’s never a simple decision, buying a car. There are a lot of factors involved from what model to get, what make, what engine size, what transmission and whether you want it to be red, blue or polka dot pink.

There are a lot of decisions involved but possibly the biggest decision you can make when it comes to your new car is how you plan to pay for it. In periods where interest rates are very low, it’s likely that any savings amounts you have in the bank won’t be earning you all that much interest. If you have enough savings to cover the costs of a new car, you shouldn’t wait to use them if you’re not earning interest anyway. When you buy used Honda cars, you will always have the option to pay outright or pay in finance and this is across the board for all car purchases. Sometimes savings aren’t a possibility to dip into for the full amount for a car, but using some savings for a sizeable deposit is a smart idea as you can finance the rest for a relatively small amount of money. Another option for financing your new or used car is a personal loan. Obviously you need to think about this one as any money you borrow will go on your credit file and will affect further borrowing in the future if you do not keep up the payments on the loan.

Make sure this isn’t secured against your home though, as if you for whatever reason run into financial difficulty you could lose your home. Not worth it over a car. You could choose to go for a HP agreement, which is a hire purchase agreement. It’s a form of buying a car on finance and is paid in monthly instalments, where payments are spread for up to a period of five years. Usually a 10% deposit is required for hire purchase agreements and this is where savings can come into play if you have them! If not, gather a 10% deposit before you go to the show room and you can be ready and waiting for buying your car. One of the only cons of a hire purchase agreement is technically you do not own the car until you have made the final payment. If you don’t keep up with the repayments, you could also lose the car and all the money you’ve paid towards it.

Ultimately, buying a car is a very personal purchase and so is the method you choose to finance it. Obviously the best thing to do is buy outright where you can, but if you can’t, there’s lots of options out there!

How To Be Safe On A Road Trip

Driving to your destination can be far more relaxing than the stress of sharing a coach or train with others. If you’re considering taking a holiday where you drive to your destination, or maybe you have just booked one, we know how excited you must feel!

The prospect of not relying on public transport or a coach, is just an exciting one but you’re probably wondering just what you’ve set yourself up for! What will it be like to be on the road? Will I enjoy it? These questions are probably running around your head but never fear: we’ve put together a guide for your peace of mind with our best tips for you as someone driving to your destination for your holiday. There’s every chance you have your own car but if you don’t, considering car rental Plymouth MA is the first step on your driving holiday.

Renting a car can make life a lot easier, especially as you can make your own route, use your own sat nav and your boot is full of your own things. You won’t have to share that precious boot space like you would on a coach. If you’re travelling in a car with children for a long drive, you can make sure that you’re kitted out correctly with water, snacks, entertainment and an emergency kit in the back with back up clothes, nappies and baby care and a first aid kit. There plenty of places out there that can give you the correct maps and the correct way to get to your destination but having a sat nav will help and it’ll be a backup in case anything goes wrong.

Being able to be in your own car means you can stop whenever you like for a break, you can drive as much or as little as you need and you can be comfortable. Sometimes it can be easier to go for van rental Plymouth MA especially if you have a larger number of people on the journey with you. If you are moving a fair amount of luggage, you can guarantee you will have more space in a van than in a car. Most car companies don’t allow people to eat in a rental car especially if you are eating a food that is messy! If you do want a snack and you can eat, then choosing to eat something less likely to spill are the best things to do.

You must remember to love the experience! You’re about to explore more than one destination and visit different places with your family. You get to take your time and enjoy a journey around the country just road tripping to your destination and not dealing with the public on trains that are constantly delayed. It’s exciting to travel around and if you are travelling with children be aware of their surroundings and how to keep them comfortable. Stay considerate of your other passengers on board and ultimately, enjoy yourself!

Four qualities of a good driving instructor

Learning to drive often means that you have to go to a driving school tobe taughtto be a professional driving instructor. These instructors will have the necessary training needed to properly teach you how to operate a vehicle. And to ensure that you find a good instructor, you have to look at several qualities first. When you find an instructor with these qualities, then you know that you are getting instruction from a good teacher.

 

  1. Communication skills – While a driving instructor is not a public speaker, they should still know how to effectively communicate. This is because they have to know how to talk to their students. And these students are people, who have never learned how to drive before. So it is crucial that a driving instructor is calm, concise, and clear when talking to their students. It is important that you understand what the driving instructor is telling you when you are getting a lesson from them.
  1. Patience- Driving instructors must also have a wealth of patience if they are going to be effective teachers. Student drivers will always make mistakes, and it is important that these instructors teach students how to drive, with patience. If a driver is impatient, it may make the student panic, and they may not learn how to drive at all. And at worst, if the driving instructor is impatient, it may rub off on the students. And the students themselves will end up driving impatiently too. Try to stick with a driving instructor that displays patience, one who does not quickly blow off the lid despite mistakes.
  1. Punctual-An important but often overlooked quality in driving instructors in punctuality. You should get a driving instructor that arrives on time in the agreed upon location. A competent driving instructor should make you wait too long. However, you should also be realistic in your expectations on the time of arrival, because there is the factor of traffic to deal with. It is still important that the driving instructor is aware of the time and flexible enough to adjust their schedule to meet or pick you up on time.
  1. Knowledgeable- There are a lot of things to know about driving. From the regular procedures, rules of the road, car parts, etc. And a driving teacher should know all of those. A good driving instructor must be knowledgeable enough to know all of the relevant facts. And they must also know how to effectively impart that knowledge to their driving students. A good driving instructor must be able to answer questions that are asked by their students.

If you want to learn to drive in Swansea, then you had better find a good teacher to instruct you on how to do so. It is important that you find a driving school, which has got instructors with those qualities. After all, you want a good experience learning how to drive, and the only way to ensure that you have a good learning experience is by finding a competent driving instructor.

Financing Your New Car

The options between buying outright or buying on finance are also weighed out by the considerations for insurance and running costs. After a house, a car is the most expensive and important purchase you would buy. Due to this, it’s very important to make sure you get yourself the best deal on your car finance options. It’s never a simple decision, buying a car. There are a lot of factors involved from what model to get, what make, what engine size, what transmission and whether you want it to be red, blue or polka dot pink. There are a lot of decisions involved but possibly the biggest decision you can make when it comes to your new car is how you plan to pay for it. In periods where interest rates are very low, it’s likely that any savings amounts you have in the bank won’t be earning you all that much interest. If you have enough savings to cover the costs of a new car, you shouldn’t wait to use them if you’re not earning interest anyway. When you buy from a  reputable Honda NSX 2017 dealer, you will always have the option to pay outright or pay in finance and this is across the board for all car purchases. Sometimes savings aren’t a possibility to dip into for the full amount for a car, but using some savings for a sizeable deposit is a smart idea as you can finance the rest for a relatively small amount of money.

Another option for financing your new or used car is a personal loan. Obviously you need to think about this one as any money you borrow will go on your credit file and will affect further borrowing in the future if you do not keep up the payments on the loan. Make sure this isn’t secured against your home though, as if you for whatever reason run into financial difficulty you could lose your home. Not worth it over a car. You could choose to go for a HP agreement, which is a hire purchase agreement. It’s a form of buying a car on finance and is paid in monthly instalments, where payments are spread for up to a period of five years.

Usually a 10% deposit is required for hire purchase agreements and this is where savings can come into play if you have them! If not, gather a 10% deposit before you go to the show room and you can be ready and waiting for buying your car. One of the only cons of a hire purchase agreement is technically you do not own the car until you have made the final payment. If you don’t keep up with the repayments, you could also lose the car and all the money you’ve paid towards it. Ultimately, buying a car is a very personal purchase and so is the method you choose to finance it. Obviously the best thing to do is buy outright where you can, but if you can’t, there’s lots of options out there!

The Best Way to Finance Buying A Car

It’s never a simple decision, buying a car. There are a lot of factors involved from what model to get, what make, what engine size, what transmission and whether you want it to be red, blue or polka dot pink. There are a lot of decisions involved but possibly the biggest decision you can make when it comes to your new car is how you plan to pay for it. The options between buying outright or buying on finance are also weighed out by the considerations for insurance and running costs. After a house, a car is the most expensive and important purchase you would buy. Due to this, it’s very important to make sure you get yourself the best deal on your car finance options.

In periods where interest rates are very low, it’s likely that any savings amounts you have in the bank won’t be earning you all that much interest. If you have enough savings to cover the costs of a new car, you shouldn’t wait to use them if you’re not earning interest anyway. When you buy from used Honda car dealers, you will always have the option to pay outright or pay in finance and this is across the board for all car purchases.

Sometimes savings aren’t a possibility to dip into for the full amount for a car, but using some savings for a sizeable deposit is a smart idea as you can finance the rest for a relatively small amount of money. Another option for financing your new or used car is a personal loan. Obviously you need to think about this one as any money you borrow will go on your credit file and will affect further borrowing in the future if you do not keep up the payments on the loan. Make sure this isn’t secured against your home though, as if you for whatever reason run into financial difficulty you could lose your home. Not worth it over a car.

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You could choose to go for a HP agreement, which is a hire purchase agreement. It’s a form of buying a car on finance and is paid in monthly instalments, where payments are spread for up to a period of five years. Usually a 10% deposit is required for hire purchase agreements and this is where savings can come into play if you have them! If not, gather a 10% deposit before you go to the show room and you can be ready and waiting for buying your car. One of the only cons of a hire purchase agreement is technically you do not own the car until you have made the final payment. If you don’t keep up with the repayments, you could also lose the car and all the money you’ve paid towards it.

Ultimately, buying a car is a very personal purchase and so is the method you choose to finance it. Obviously the best thing to do is buy outright where you can, but if you can’t, there’s lots of options out there!

Tips for Car Rentals

Do you need a car for your next trip? Renting a car can give you freedom and flexibility when you’re travelling and in some parts of the world, driving is the only feasible way to get around. A rental car, however, can also add complications to your trip – like trying to find the best deal on sorting out exactly which insurance options you would need. Understanding the best practical tips on saving money is important and understanding a rental agreement and avoiding any problems with your car rental are imperative to be able to enjoy yourself stress-free.

You should think carefully about what kind of car you will need. If you’re travelling with children or with a lot of gear, you may want a large car or a 7 seater or even look at van rentals in Plymouth MA. If you’re looking to save money on rental rates and on petrol, you will want to reserve the smallest available model from the rental company. The smaller the car the less petrol it will eat and vice versa. Size isn’t the only factor you should consider when looking for a good car or van for rent, you should consider an environmentally friendly vehicle too.

Make sure you choose whether you like to drive manual or automatic transmission before you hire. Automatic may be easier to drive, but if you prang the car, it is going to be more expensive to fix. Make sure that the company from which you are renting offers any extras you may need or want. If you need a ski rack for example, or if you need car seats for the children or a sat nav they may be able to do this for you. You will find that major international car rental agencies all over the world will be able to offer you a variety of quotes and rates for the time you need your vehicle and you can gather these online.

Before you book read reviews of the companies to be sure that their company is up to the standard that you’d expect of your rental. Shop around as much as you can for your car rentals in Plymouth MA and check the major booking engines and aggregator sites which you can do easily to get an idea of what rates are available. Always visit the car rental company websites as well and always read the small print! Exclusive discounts can be offered but there may be a catch so double check so you don’t end up with egg on your face!

Ultimately when you’re hiring a car you need to ensure that you have made the right decision on the actual vehicle, that you are covered by the right insurance and you got the right size vehicle for your needs. If you’re able to, before you sign the dotted line, view the car or the van you are hiring! Have a quick walk around and make sure you make a note to how much petrol is in the tank before you drive it off the forecourt. Finally, always be very careful with the vehicle – don’t get into the accident if you could possibly help it!

Dealing With Heavy Weather At Sea

Some of the most challenging conditions you may encounter while handling a boat are the adverse conditions of heavy weather. The size of your boat does not have much to do with its seaworthiness. How it will handle adverse weather conditions is more or less built in during the design and construction. You should never use your boat for anything other than what it was designed: for example, trying to use a sailing boat as a speed boat will never have a good outcome! Don’t venture into waters or weather conditions which are beyond your boat’s capabilities.

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When swells come up directly behind you, running before them can become difficult. Your boat’s stern can be swept up and pushed to one side or another. You want to make sure that you can keep the stern perpendicular to oncoming seas. Another concern is sliding down the wave at a speed that buries the bow and with the stern still being pushed up the possibility of pitch poling exists. You might also want to try tacking before the seas again taking the swells. Companies such as http://www.brownellsystems.com are used to handling heavy vessels and will advise you on the right conditions your boats can handle. If your course dictates that you are running in the direction of the trough of waves – parallel to them – you must take extra caution. As your boat bounces up and down from trough to trough it may roll excessively and possibly dangerously. In this conditions in a powerboat, it is best to change course and make a series of tacks, taking the wind and waves at an angle. This zig-zag type of course should leave your boat in the tough for only long enough to turn. You want to minimise the time that you are in the trough and broad side to the swell to prevent broaching.

Companies like http://www.brownellsystems.com regularly haul boats and sometimes come up against these conditions. If conditions become so violent that you and your boat are taking too much punishment, you might consider heaving to. This manoeuver, which can vary by type of boat, is designed to keep the bow into or slightly off the wind and wave action. In a power boat, forget your intended destination and bring the bow around into the wind and waves using just enough power to make bare steerage way while also being concerned about conserving fuel. Ensuring that you follow the rules of the sea and are careful with heavy adverse weather conditions is really the only way you can ensure that you don’t falter when you encounter a hard storm. Whether you do your boating on an inland lake or the open seas, sooner or later you’re going to end up in rough seas.

Even if you take pains to avoid it the situation is sure to occur. Sometimes storms blow up unexpectedly, sometimes mechanical issues delay your return to the dock and sometimes the weatherman turns out to be wrong, it happens.

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Questions to Always Ask When Buying a Boat

There are a lot of boxes in life that people like to tick off. If you can box up your life prettily into categories there is rather a sense of achievement. You have the usual ones: marriage, children, home, car, job etc. But there are also the more luxurious boxes to tick such as buying a boat or going on a cruise. After buying a house and car buying a boat is likely to be the single biggest purchase you are likely to make. To avoid any very expensive mistakes, make sure you are very well prepared and ask questions that can help you to get the best deal possible on boats for sale in Southampton.

If you are a first time boat buyer, ask yourself what you are really going to be using the boat for. It’s so easy to get tangled in the excitement of buying a boat and exuding wealth to your friends and family it can be forgotten why you wanted one in the first place. Even for those who have previously owned a boat it’s possible to lose sight of what you are going to be using the boat for. Ask yourself whether you will be a weekend sailor who just wants to learn something and take some time to consider how you will be using your boat. Is this boat just going to be for you or is it going to be used by all the family? It does seem like such an obvious question to ask yourself and you’d be surprised how many people go into the boat buying process without a clear understanding of how they will spend their time on their new purchase.

Ask yourself if you can really afford not to use a marine surveyor. We can even answer this one for you. No. Unless you are making a really small purchase or buying a project boat then quite simply, the answer is a no. Spending the money using the services of a qualified surveyor at the very least gives you great peace of mind and in the most extreme case can actually end up saving your life. Well, your life savings at the very least! The inspection of any boat you want to buy should happen and should be detailed before you set foot on it in the water. You wouldn’t drive a car without checking the service and user history first and this is similar to that.

Hopefully you have employed a great surveyor but if you have there’s no harm in asking the question of why the boat is being sold in the first place. It can reveal a lot about the boat you hope to buy and if the seller is evasive about their why, or are practised in their answers, be wary about this. It’s useful to know the position the seller is in. if they have to sell before they buy a new boat then that piece of information can be so helpful in negotiating a better deal. Asking the seller how the boat has previously been used can also be very revealing and it can also open the conversation as to how the boat has been stored, whether it has been involved in any accidents and whether it has spent much time in the water. The owner of your new boat should be happy to answer any of your questions and help you understand whether you are getting a good deal on your boat.